Budgeting Apps and Tools: Top Picks to Help You Track Your Expenses

Keeping track of your finances can be simplified with the right budgeting apps. Several top-rated apps help you monitor spending, save towards goals, and manage your money efficiently. Explore popular choices such as Jupiter, Walnut, Money View, ET Money and Cred to take control of your financial health.

Author Harikrishnan R

Harikrishnan R

Budgeting Apps and Tools: Top Picks to Help You Track Your Expenses


Managing your finances can be challenging, especially in today's busy world. Fortunately, technology has made budgeting simpler than ever. There are several budgeting apps and tools available to help you track your spending, save for goals, and maintain your financial health. Here are some top picks, including new releases, to help you manage your money effectively.

1. Jupiter

Jupiter is a digital banking app designed to provide a seamless banking experience with robust expense-tracking features. It aims to simplify personal finance management by integrating banking and budgeting into one platform.

Key Features:

  • Real-time tracking of expenses.
  • Personalized insights and spending analysis.
  • Automatic categorization of transactions.
  • Savings goals and expense limits.
Integrated with banking for real-time updatesLimited to users with a Jupiter account
Clean and intuitive user interfaceRelatively new, so the feature set is still expanding
Personalized financial insights

2. Walnut

Walnut is one of India's most popular expense management apps, offering an array of features that help users track their spending and manage their finances effortlessly. It automatically reads SMS alerts from your bank and credit card transactions to provide a detailed breakdown of your expenses.

Key Features:

  • Automatic expense tracking via SMS.
  • Bill reminders and bill split options.
  • Track ATM withdrawals.
  • Monthly expense reports.
Comprehensive and automatic trackingSMS-based tracking might not capture all expenses
User-friendly interfacePrivacy concerns with access to SMS
Categorizes expenses for better analysis

3. Money View

Money View is another robust app that helps users track their expenses, budget effectively, and manage their finances. It provides a comprehensive overview of your financial status by integrating with your bank accounts and credit cards.

Key Features:

  • Automatic expense tracking and categorization.
  • Personalized budget creation.
  • Bill reminders and payment tracking.
  • Loan and investment tracking.
Seamless integration with bank accountsSome features require a premium subscription
Seamless integration with bank accountsInitial setup can be time-consuming
User-friendly design and navigation

4. ET Money

ET Money is a versatile personal finance app that offers a range of features from expense tracking to investment management. It helps users manage their expenses, and investments and even offers insurance options.

Key Features:

  • Automatic tracking of expenses and bills.
  • Investment tracking and mutual fund management.
  • Personalized financial insights and reports.
  • Tax-saving options and suggestions.
Comprehensive financial management toolSome advanced features are premium
Easy tracking of investments and expensesRequires regular updates for accuracy
User-friendly and intuitive interface

5. Cred

Cred is primarily known for rewarding users for paying their credit card bills, but it also offers features to track spending and manage finances. It is designed to make bill payments rewarding and financial management straightforward.

Key Features:

  • Credit card bill payment reminders.
  • Rewards for timely payments.
  • Spending analysis and insights.
  • Credit score monitoring.
Rewards and incentives for credit card bill paymentsLimited to credit card management
User-friendly interfaceRequires a high credit score to join
Additional financial insights


Choosing the right budgeting app or tool depends on your financial goals, preferences, and habits. Whether you need a simple expense tracker or a comprehensive financial planner, there's an app out there to suit your needs. By leveraging these tools, you can take control of your finances, reduce stress, and work towards your financial goals with confidence. Happy budgeting!


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